Loan tools
Home loan calculators built for real-world scenarios
Model payments, DSCR coverage, and project profitability for FHA, conventional, hard money, and investor loans.
Includes property taxes, insurance, and mortgage insurance where relevant.
DSCR and hard money calculators to size deals quickly.
Quick estimates for down payment and typical closing costs.
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Financing scenarios
See payments with FHA mortgage insurance and low down payment options.
Great for first-time buyers who want minimum down payment and flexible credit.
Compare principal, interest, taxes, insurance, and PMI when under 20% down.
Classic 30-year and 15-year fixed options with private mortgage insurance.
Model a short-term balloon with long-term amortization and payoff amount.
Useful for builders and investors planning a refi or sale before term end.
Estimate funding, points, carrying costs, and projected profit for a flip.
For fast closes and rehab projects with interest-only payments.
Test rent coverage against debt service to size a loan amount.
Investor-focused qualification based on property cash flow, not W-2 income.
Estimate new payment, DSCR, and available cash-out using max LTV.
Pull equity while keeping coverage ratios in lender-friendly ranges.
Price a seasoned seller-financed note using target yield and remaining payments.
Estimate what a note buyer might pay based on discount rate and seasoning.
Estimate seller net at closing after payoff, commissions, concessions, and costs.
Know what hits your pocket after paying agents, buyer credits, and closing fees.